Why do we need ATM in GTA if I can run my bank accout on my phone?

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Seriously! I can put my cash by phone, just selectiong my bank from the menu. So what is the purpose of ATM in the game? I can never lose my phone, the battery is always charged and network coverage is 100% so there is no particular scenario, when ATMs are being more useful, than my mobile.
asked Apr 28, 2016 in Grand Theft Auto V (GTA 5) by big boy (510 points) | 854 views

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